Cybance policy
A coverage model designed to operate in line with technological prevention, legal governance and organisational responsibility, ensuring financial protection, operational continuity and management protection.
Complete risk and security management
A single contract, a fully integrated solution
Comprehensive insurance coverage with no need for assessment
Advanced security technologies with continuous 24/7 monitoring
Incident Response managed directly by our specialists
Incident management also in relation to hostile actors
Your only responsibility is to keep doing your business
Legal and restoration costs
Coverage for extortion, damages, and emergency expenses
Coverage for theft of cash, securities, and fraud
Protection always active and aligned with real risk
Guaranteed business continuity
Protection of management and the organization
Cybance policy
A coverage model designed to operate in line with technological prevention, legal governance and organisational responsibility, ensuring financial protection, operational continuity and management protection.
Complete risk and security management
A single contract, a fully integrated solution
Comprehensive insurance coverage with no need for assessment
Advanced security technologies with continuous 24/7 monitoring
Incident Response managed directly by our specialists
Incident management also in relation to hostile actors
Your only responsibility is to keep doing your business
Legal and restoration costs
Coverage for extortion, damages, and emergency expenses
Coverage for theft of cash, securities, and fraud
Protection always active and aligned with real risk
Guaranteed business continuity
Protection of management and the organization
Cybance policy
A coverage model designed to operate in line with technological prevention, legal governance and organisational responsibility, ensuring financial protection, operational continuity and management protection.
Complete risk and security management
A single contract, a fully integrated solution
Comprehensive insurance coverage with no need for assessment
Advanced security technologies with continuous 24/7 monitoring
Incident Response managed directly by our specialists
Incident management also in relation to hostile actors
Your only responsibility is to keep doing your business
Legal and restoration costs
Coverage for extortion, damages, and emergency expenses
Coverage for theft of cash, securities, and fraud
Protection always active and aligned with real risk
Guaranteed business continuity
Protection of management and the organization
Traditional cyber policies vs Cybance:
the comparison between reaction and actual protection
Traditional cyber policies vs Cybance:
the comparison between reaction and actual protection
Traditional cyber policies vs Cybance:
the comparison between reaction and actual protection
Scope / Function
Traditional Cyber Policies
Cybance policies
(Cyber + Balance)
Underlying logic
Reactive model: the policy intervenes after the accident to reimburse costs and damages
Reactive model: the policy intervenes after the accident to reimburse costs and damages
Incident Response Team
Optional access to an external Cyber Incident Response Team, not part of the cover
Incident Response integrated into the Cybance model as part of the protection ecosystem
Activation of Incident Response
The Insured Party may contact the hotline/app or choose an approved supplier.
Coordinated and guided activation within the Cybance model (technology + response)
Responsibility for the IR service
IR suppliers are not agents of the Insurer.
Single governance: technology, response, and coverage aligned and coordinated
Notification of the accident
Direct notification of the Insured Party
Simplified and integrated management process, geared towards operational continuity
Incident Response Expenses
They fall within the policy limits (not additional) and reduce the maximum coverage.
Expenses + prevention designed to reduce the probability and impact of accidents
Surveillance and response
No continuous surveillance service included in the policy. Accident response is only activated following an accident.
Active surveillance 365 days a year, 24 hours a day, with immediate response capabilities, integrated into the protection model and necessary for the effectiveness of insurance coverage.
Prevention technology
General obligation to maintain minimum safety measures
Integrated EDR/XDR (Cybereason) with predictive defence based on Artificial Intelligence and automatic response
Threat detection
No technology included in the insurance policy
Behavioural detection based on Artificial Intelligence and automatic correlation of events (MalOps)
Ransomware
Financial coverage of damage (within limits, excesses and uncovered amounts)
Active prevention + automatic rollback + insurance coverage
Business continuity
Compensation for Business Interruption after the Waiting Period
Business continuity as a primary objective, not just as compensation
Governance and compliance
Coverage of penalties and claims, but without structured support
Online support with NIS2, DORA
Report insurance–technology
Clear separation: the policy does not guarantee the effectiveness of the technology.
Native integration: technology as a prerequisite for effective protection
Overall view
Transfer of risk
Digital pact: prevent, protect, restore
Scope / Function
Traditional Cyber Policies
Cybance policies
(Cyber + Balance)
Underlying logic
Reactive model: the policy intervenes after the accident to reimburse costs and damages
Reactive model: the policy intervenes after the accident to reimburse costs and damages
Incident Response Team
Optional access to an external Cyber Incident Response Team, not part of the cover
Incident Response integrated into the Cybance model as part of the protection ecosystem
Activation of Incident Response
The Insured Party may contact the hotline/app or choose an approved supplier.
Coordinated and guided activation within the Cybance model (technology + response)
Responsibility for the IR service
IR suppliers are not agents of the Insurer.
Single governance: technology, response, and coverage aligned and coordinated
Notification of the accident
Direct notification of the Insured Party
Simplified and integrated management process, geared towards operational continuity
Incident Response Expenses
They fall within the policy limits (not additional) and reduce the maximum coverage.
Expenses + prevention designed to reduce the probability and impact of accidents
Surveillance and response
No continuous surveillance service included in the policy. Accident response is only activated following an accident.
Active surveillance 365 days a year, 24 hours a day, with immediate response capabilities, integrated into the protection model and necessary for the effectiveness of insurance coverage.
Prevention technology
General obligation to maintain minimum safety measures
Integrated EDR/XDR (Cybereason) with predictive defence based on Artificial Intelligence and automatic response
Threat detection
No technology included in the insurance policy
Behavioural detection based on Artificial Intelligence and automatic correlation of events (MalOps)
Ransomware
Financial coverage of damage (within limits, excesses and uncovered amounts)
Active prevention + automatic rollback + insurance coverage
Business continuity
Compensation for Business Interruption after the Waiting Period
Business continuity as a primary objective, not just as compensation
Governance and compliance
Coverage of penalties and claims, but without structured support
Online support with NIS2, DORA
Report insurance–technology
Clear separation: the policy does not guarantee the effectiveness of the technology.
Native integration: technology as a prerequisite for effective protection
Overall view
Transfer of risk
Digital pact: prevent, protect, restore
Scope / Function
Underlying logic
Traditional Cyber Policies - Reactive model: the policy intervenes after the accident to reimburse costs and damages
Cybance policies - Reactive model: the policy intervenes after the accident to reimburse costs and damages
Incident Response Team
Traditional Cyber Policies -Optional access to an external Cyber Incident Response Team, not part of the cover
Cybance policies - Incident Response integrated into the Cybance model as part of the protection ecosystem
Activation of Incident Response
Traditional Cyber Policies -The Insured Party may contact the hotline/app or choose an approved supplier.
Cybance policies - Coordinated and guided activation within the Cybance model (technology + response)
Responsibility for the IR service
Traditional Cyber Policies -IR suppliers are not agents of the Insurer.
Cybance policies - Single governance: technology, response, and coverage aligned and coordinated
Notification of the accident
Traditional Cyber Policies -Direct notification of the Insured Party
Cybance policies - Simplified and integrated management process, geared towards operational continuity
Incident Response Expenses
Traditional Cyber Policies -They fall within the policy limits (not additional) and reduce the maximum coverage.
Cybance policies - Expenses + prevention designed to reduce the probability and impact of accidents
Surveillance and response
Traditional Cyber Policies -No continuous surveillance service included in the policy. Accident response is only activated following an accident.
Cybance policies - Active surveillance 365 days a year, 24 hours a day, with immediate response capabilities, integrated into the protection model and necessary for the effectiveness of insurance coverage.
Prevention technology
Traditional Cyber Policies -General obligation to maintain minimum safety measures
Cybance policies - Integrated EDR/XDR (Cybereason) with predictive defence based on Artificial Intelligence and automatic response
Threat detection
Traditional Cyber Policies -No technology included in the insurance policy
Cybance policies - Behavioural detection based on Artificial Intelligence and automatic correlation of events (MalOps)
Ransomware
Traditional Cyber Policies -Financial coverage of damage (within limits, excesses and uncovered amounts)
Cybance policies - Active prevention + automatic rollback + insurance coverage
Business continuity
Traditional Cyber Policies -Compensation for Business Interruption after the Waiting Period
Cybance policies - Business continuity as a primary objective, not just as compensation
Governance and compliance
Traditional Cyber Policies -Coverage of penalties and claims, but without structured support
Cybance policies - Online support with NIS2, DORA
Report insurance–technology
Traditional Cyber Policies -Clear separation: the policy does not guarantee the effectiveness of the technology.
Cybance policies - Native integration: technology as a prerequisite for effective protection
Overall view
Traditional Cyber Policies -Transfer of risk
Cybance policies - Digital pact: prevent, protect, restore
The Cybance method
The operating method is based on three principles:
Prevent
Protect
Restore
The Cybance method
Il metodo operativo si fonda su tre principi:The operating method is based on three principles:
Prevent
Protect
Restore
The Cybance method
The operating method is based on three principles:
Prevent
Protect
Restore
Integrated cyber insurance cover
Cybance collaborates with A-rated international insurance companies, including Chubb, a global leader in specialist cyber coverage.
The policy is designed for:
– Incident response expenses (forensic, legal, communication, notification);
– Business interruption;
– Data and system recovery costs (with “equivalent restore” logic, not just minimum restoration);
– Cyber extortion/ransomware (including funds and expenses);
– Network privacy and security breaches (GDPR-oriented);
– Media liability (defamation, copyright, digital content).
– Legal expenses;
– Damages (including punitive damages where insurable);
– Supervisory authority proceedings.
– Emergency expenses in the first 48 hours (crucial in the most critical phase);
– Improvement costs (post-incident upgrades, not just restoration);
– Cybercrime (direct theft of money/securities);
– Telecommunications fraud;
– Reward bonus (to identify those responsible for cyber extortion).
Insurance thus becomes an active part of the protection system, not simply a tool for post-event reimbursement.
Unlike traditional insurance models, the Cybance policy does not require a preliminary security assessment for coverage to be activated.
Protection stems from the structural integration of risk insurance coverage, prevention technology, continuous monitoring and operational response.
Integrated cyber insurance cover
Cybance collaborates with A-rated international insurance companies, including Chubb, a global leader in specialist cyber coverage.
The policy is designed for:
– Incident response expenses (forensic, legal, communication, notification);
– Business interruption;
– Data and system recovery costs (with “equivalent restore” logic, not just minimum restoration);
– Cyber extortion/ransomware (including funds and expenses);
– Network privacy and security breaches (GDPR-oriented);
– Media liability (defamation, copyright, digital content).
– Legal expenses;
– Damages (including punitive damages where insurable);
– Supervisory authority proceedings.
– Emergency expenses in the first 48 hours (crucial in the most critical phase);
– Improvement costs (post-incident upgrades, not just restoration);
– Cybercrime (direct theft of money/securities);
– Telecommunications fraud;
– Reward bonus (to identify those responsible for cyber extortion).
Insurance thus becomes an active part of the protection system, not simply a tool for post-event reimbursement.
Unlike traditional insurance models, the Cybance policy does not require a preliminary security assessment for coverage to be activated.
Protection stems from the structural integration of risk insurance coverage, prevention technology, continuous monitoring and operational response.
Integrated cyber insurance cover
Cybance collaborates with A-rated international insurance companies, including Chubb, a global leader in specialist cyber coverage.
The policy is designed for:
– Incident response expenses (forensic, legal, communication, notification);
– Business interruption;
– Data and system recovery costs (with “equivalent restore” logic, not just minimum restoration);
– Cyber extortion/ransomware (including funds and expenses);
– Network privacy and security breaches (GDPR-oriented);
– Media liability (defamation, copyright, digital content).
– Legal expenses;
– Damages (including punitive damages where insurable);
– Supervisory authority proceedings.
– Emergency expenses in the first 48 hours (crucial in the most critical phase);
– Improvement costs (post-incident upgrades, not just restoration);
– Cybercrime (direct theft of money/securities);
– Telecommunications fraud;
– Reward bonus (to identify those responsible for cyber extortion).
Insurance thus becomes an active part of the protection system, not simply a tool for post-event reimbursement.
Unlike traditional insurance models, the Cybance policy does not require a preliminary security assessment for coverage to be activated.
Protection stems from the structural integration of risk insurance coverage, prevention technology, continuous monitoring and operational response.
Advanced protection technology (EDR / XDR / NGAV)
The Cybance model integrates advanced defence technologies based on behavioural artificial intelligence, developed by leading technology partners such as Cybereason, capable of:
– EDR systems capable of detecting and containing threats on endpoints, servers and mobile devices;
– AI-based NGAV;
– Predictive ransomware protection with damaged file recovery;
– Automatic correlation of security events (MalOps);
– Response and remediation within 30 minutes;
– Defence structured on at least nine technical levels;
– Immediate operation without complex configurations.
The technology complies with the MITRE ATT&CK framework, validated by international benchmarks and characterised by detection levels at the highest market standards.
Advanced protection technology (EDR / XDR / NGAV)
The Cybance model integrates advanced defence technologies based on behavioural artificial intelligence, developed by leading technology partners such as Cybereason, capable of:
– EDR systems capable of detecting and containing threats on endpoints, servers and mobile devices;
– AI-based NGAV;
– Predictive ransomware protection with damaged file recovery;
– Automatic correlation of security events (MalOps);
– Response and remediation within 30 minutes;
– Defence structured on at least nine technical levels;
– Immediate operation without complex configurations.
The technology complies with the MITRE ATT&CK framework, validated by international benchmarks and characterised by detection levels at the highest market standards.
Advanced protection technology (EDR / XDR / NGAV)
The Cybance model integrates advanced defence technologies based on behavioural artificial intelligence, developed by leading technology partners such as Cybereason, capable of:
– EDR systems capable of detecting and containing threats on endpoints, servers and mobile devices;
– AI-based NGAV;
– Predictive ransomware protection with damaged file recovery;
– Automatic correlation of security events (MalOps);
– Response and remediation within 30 minutes;
– Defence structured on at least nine technical levels;
– Immediate operation without complex configurations.
The technology complies with the MITRE ATT&CK framework, validated by international benchmarks and characterised by detection levels at the highest market standards.
Security Operation Centre and proactive 24/7 surveillance
Technological protection is supported by a Security Operations Centre that is active 24/7/365, guaranteeing:
– constant monitoring of digital environments
– timely detection of anomalies
– immediate response to incidents
– coordinated management of security events
– continuous and proactive scanning for traces of possible threats, even in the preliminary exploratory phases
In addition to cyber insurance coverage, the model also includes:
– comprehensive management of cyber extortion events
– financial coverage of damages and recovery costs
– possible payment of ransoms (where legally permitted)
– legal protection and support in managing the consequences of the attack
This approach goes beyond the reactive paradigm of traditional policies and introduces continuous preventive surveillance, which is essential for preserving operations, data and reputation.
Security Operation Centre and proactive 24/7 surveillance
Technological protection is supported by a Security Operations Centre that is active 24/7/365, guaranteeing:
– constant monitoring of digital environments
– timely detection of anomalies
– immediate response to incidents
– coordinated management of security events
– continuous and proactive scanning for traces of possible threats, even in the preliminary exploratory phases
In addition to cyber insurance coverage, the model also includes:
– comprehensive management of cyber extortion events
– financial coverage of damages and recovery costs
– possible payment of ransoms (where legally permitted)
– legal protection and support in managing the consequences of the attack
This approach goes beyond the reactive paradigm of traditional policies and introduces continuous preventive surveillance, which is essential for preserving operations, data and reputation.
Security Operation Centre and proactive 24/7 surveillance
Technological protection is supported by a Security Operations Centre that is active 24/7/365, guaranteeing:
– constant monitoring of digital environments
– timely detection of anomalies
– immediate response to incidents
– coordinated management of security events
– continuous and proactive scanning for traces of possible threats, even in the preliminary exploratory phases
In addition to cyber insurance coverage, the model also includes:
– comprehensive management of cyber extortion events
– financial coverage of damages and recovery costs
– possible payment of ransoms (where legally permitted)
– legal protection and support in managing the consequences of the attack
This approach goes beyond the reactive paradigm of traditional policies and introduces continuous preventive surveillance, which is essential for preserving operations, data and reputation.
Legal Support Services
Cybance protection can be extended through optional specialist legal services, not included in the policy, aimed at strengthening the protection of the company, shareholders and management.
The legal team supports the organisation by:
– developing an Integrated Compliance Model that ensures consistent legal protection across different areas of corporate risk
– continuous regulatory updates on cybersecurity, data and corporate responsibility
audits aimed at gap analysis and business risk assessment
– training of senior management on responsibilities, obligations and digital risk management strategies
– integrated staff training on the technical and legal aspects of cybersecurity assistance in managing data breaches and notifications to the competent authorities.
A consulting extension of Cybance protection, aimed at strengthening governance, regulatory compliance and organisational resilience.
Legal Support Services
Cybance protection can be extended through optional specialist legal services, not included in the policy, aimed at strengthening the protection of the company, shareholders and management.
The legal team supports the organisation by:
– developing an Integrated Compliance Model that ensures consistent legal protection across different areas of corporate risk
– continuous regulatory updates on cybersecurity, data and corporate responsibility
audits aimed at gap analysis and business risk assessment
– training of senior management on responsibilities, obligations and digital risk management strategies
– integrated staff training on the technical and legal aspects of cybersecurity assistance in managing data breaches and notifications to the competent authorities.
A consulting extension of Cybance protection, aimed at strengthening governance, regulatory compliance and organisational resilience.
Legal Support Services
Cybance protection can be extended through optional specialist legal services, not included in the policy, aimed at strengthening the protection of the company, shareholders and management.
The legal team supports the organisation by:
– developing an Integrated Compliance Model that ensures consistent legal protection across different areas of corporate risk
– continuous regulatory updates on cybersecurity, data and corporate responsibility
audits aimed at gap analysis and business risk assessment
– training of senior management on responsibilities, obligations and digital risk management strategies
– integrated staff training on the technical and legal aspects of cybersecurity assistance in managing data breaches and notifications to the competent authorities.
A consulting extension of Cybance protection, aimed at strengthening governance, regulatory compliance and organisational resilience.
Contacts
To clearly assess risks, solutions and responsibilities.
Phone
- +39 0694443175
- info@cybance.it
Address
- Via della Farnesina 272, 00135 (Roma)
Follow us on social media
- @cybanceagency
Protect your business today.
Contact a Cybance expert and discover the most effective solutions for securing your business.
Contacts
To clearly assess risks, solutions and responsibilities.
Phone
- +39 0694443175
- info@cybance.it
Address
- Via della Farnesina 272, 00135 (Roma)
Follow us on social media
- @cybanceagency
Protect your business today.
Contact a Cybance expert and discover the most effective solutions for securing your business.
Contacts
To clearly assess risks, solutions and responsibilities.
Phone
- +39 0694443175
- info@cybance.it
Address
- Via della Farnesina 272, 00135 (Roma)
Follow us on social media
- @cybanceagency
Protect your business today.
Contact a Cybance expert and discover the most effective solutions for securing your business.
Quick Links
Get In Touch
- Email: info@cybance.it
- Phone +39 06 94443175
- IVASS Registration Number: A000076402
- Cybance Agency S.R.L. – VAT No. IT17407371008
Quick Links
Get In Touch
- Email: info@cybance.it
- Phone +39 06 94443175
- IVASS Registration Number: A000076402
- Cybance Agency S.R.L. – VAT No. IT17407371008
Get In Touch
- Email: info@cybance.it
- Phone +39 06 94443175
- IVASS Registration Number: A000076402
- Cybance Agency S.R.L. – VAT No. IT17407371008
Cybance Agency S.R.L. – VAT No. IT17407371008